By Nancy Ramsey

(FORTUNE Magazine) – Aetna Life & Casualty Hartford 203-273-1932

PROGRAM HIGHLIGHTS SCHOOL REFORM. The Hartford public school system identified ten goals for its schools, including more rigid graduation requirements, greater parental involvement, and local management. Aetna employees are lending their efforts to help achieve the goals.

Air Products & Chemicals Allentown, Pennsylvania 215-481-8079

SCIENCE EDUCATION. Forty-five employees have begun working with teachers at Sheridan Elementary, an inner-city school in Allentown, as part of Air Products' Growing With Science program. The kids learn about matter, energy, the environment, and health.

American Express New York City 212-640-4992

STUDENT MOTIVATION. American Express's Academy of Travel and Tourism reaches over 6,000 students in 350 schools. The two-year program, begun in 1986, combines academic courses and a paid summer internship at a tourism-related company. Ninety-five percent of the graduates pursue higher education.

Amoco Chicago 312-856-6306

MATH EDUCATION. For ten years Amoco has provided funding for the University of Chicago School Mathematics Project. Today over 2,500 school districts use UCSMP elementary and secondary materials. Recently the program was extended to KP3 children; its Kindergarten Everyday Mathematics curriculum integrates math with reading and other subjects.

AmSouth Birmingham, Alabama 205-326-5404

READING. In three years the AmSouth Fund for Educational Excellence has awarded over $1.2 million to 175 programs in Alabama and Florida. In Tuscaloosa teachers work with at-risk students to help move them from ''learning to read'' to ''reading to learn.''

Apple Computer Cupertino, California 408-996-1010

TECHNOLOGY EDUCATION. Apple's grants encourage educators to integrate technology into their curriculums. This year 29 recipients shared $1.6 million. In New York City, the J.H.S. 47 School for the Deaf is developing a computerized American Sign Language dictionary featuring inner-city deaf students as actors.

Applied Materials Santa Clara, California 408-748-5550

) TECHNOLOGY EDUCATION. Last year Applied Materials helped establish Joint Venture: Silicon Valley, a partnership of businesses and government whose goal is to revitalize the area's economy. Pilot projects include injecting technology into the schools of San Jose, bringing in not just computers but the culture of technology as well.

Atlantic Richfield Los Angeles 213-486-3342

SCHOOL REFORM. Power to principals, teachers, and parents: That's the goal of the Los Angeles Educational Alliance for Restructuring Now (Learn), a coalition of 600 businesses, parents, educators, and community groups in which Arco has invested $600,000. During a summer seminar 74 principals and teachers learned about accountability, budgets, and teamwork.

AT&T New York City 212-841-4747

TECHNOLOGY TRAINING FOR TEACHERS. In July math and science teachers from 16 states attended the first session of AT&T's Teachers and Technology Institute, designed to increase the teachers' understanding of the real-world impact of technology.

Baltimore Gas & Electric Baltimore 410-234-5631

ATTENDANCE; TEACHER SUPPORT. At the Middlesex Elementary School in Baltimore County, students earn credits for good attendance that can be redeemed at the school store. During the summer 48 middle and high school teachers attend state-certified workshops taught by BG&E staff.

Bank of America San Francisco 415-241-3586

SCHOOL REFORM. As part of its commitment to systemic reform, Bank of America has helped California school districts develop strategic plans and policies. It has also trained over 2,000 high school and adult students in entry-level banking skills.

Bank of Boston Boston 617-434-2171

SCHOOL PARTNERSHIPS. Since the mid-1970s, Hyde Park High School and the Bank of Boston have been partners: The bank's work-study program complements the students' academic year; in summer they're hired full-time. This past year, 100 students worked at the bank.

Bell Atlantic Philadelphia 215-963-6000

TEACHER DEVELOPMENT. More than 140 teachers have participated in the Bell Atlantic/American Association for the Advancement of Science Institute, whose goal is to give teachers new skills in science and technology.

BellSouth Atlanta 404-249-2428

COUNSELING; MATH EDUCATION. With help from BellSouth, Chattanooga schools are redesigning their guidance and counseling systems; and the Delta Algebra Project, which brings experimental teaching techniques to low-income minority students in the middle grades, is taking root in a rural area of Mississippi.

Boeing Seattle 206-655-6679

SCHOOL REFORM. Boeing was instrumental in helping to push through legislation to reform education in the state of Washington. First step: Create statewide standards and assessment techniques.

Campbell Soup Camden, New Jersey 609-342-6435

BUSINESS EDUCATION. Campbell recently expanded its summer program for Camden kids by adding a Young Entrepreneurs program. With help from the Latin American Economic Development Association, kids ages 10 to 14 prepare a business plan, open bank accounts, and, at a local fair, market the goods they've made.

Champion International Stamford, Connecticut 203-358-7191

SCHOOL PARTNERSHIPS. Champion sponsors educational consultants and visits to model schools and conferences as part of its five-year-old partnership with middle schools in Connecticut, Michigan, and Florida.

Chase Manhattan Bank New York City 212-552-6817

ALTERNATIVE CLASSROOMS. At the South Street Seaport Museum, 300,000 children learn about marine biology and shipbuilding, courtesy of a Chase grant. Farther uptown, at the New York Zoological Society's Jungle Lab, 11,000 school kids observe and record animal behavior with the zoo's staff.

Chesapeake Richmond 804-697-1110

SCIENCE EDUCATION. Since 1983, engineers from this paper products company have taught in Virginia's rural West Point school system. They teach both traditional science classes and principles of technology, which leads into advanced training at a local community college.

Chevron San Francisco 415-894-3800

STUDENT MOTIVATION. Rather than sending at-risk kids for remedial help, Chevron and Stanford University offer them accelerated classes. At Los Angeles's 99th Street Accelerated School, the average reading score on the California Test of Basic Skills rose from the 16th percentile in 1990 to the 23rd in 1993; math scores rose by about the same amount.

Chrysler Highland Park, Michigan 313-956-0607

CAREER PREPARATION. The World of Work program currently operates in 58 schools; employees spend an hour a week tutoring students to help them better understand the relationship between the workplace and what they are learning in the classroom.

Cigna Philadelphia 215-761-4745

SCHOOL PARTNERSHIPS; TEACHER DEVELOPMENT. Cigna sponsors school partnerships in Philadelphia and in Hartford and Bloomfield, Connecticut. The company provides money for teachers to attend seminars and gives each school's kindergarten class a computer.

Citibank New York City 212-559-0170

TEACHER DEVELOPMENT. As part of its ten-year, $20 million Banking on Education initiative, Citibank sends 25 teachers to Brown University for most of the summer, where they learn teaching methods that emphasize thinking and problem solving.

Coca-Cola Atlanta 404-676-2568

COLLEGE MOTIVATION. Middle school students who don't think college is for them might change their minds after watching three videos designed by the College Board with a grant from Coca-Cola. In one, rap singers explain how to pay for college.

Colgate-Palmolive New York City 212-310-2827

CAREER PREPARATION. On Colgate Shadow Day, 70 New York City seventh-graders accompany Colgate employees as they do their jobs; teachers are invited to a seminar where they learn about the skills kids need in the business world. Last year Colgate expanded the program to include 110 businesses and city agencies.

Consolidated Edison New York City 212-460-1327

MATH AND SCIENCE EDUCATION. New York City kids have attended the Say Yes Through Family Math and Science Program, sponsored in part by Con Ed, since 1990. Last year 250 children learned about geometry and science.

Continental Bank Chicago 213-974-5193

SCHOOL PARTNERSHIPS. After serving three years as a resource broker to the Orr School Network in inner-city Chicago, Continental is handing over the reins to the schools. Principals are calling more staff-development meetings; teachers are participating in hands-on science education workshops.

Corning Corning, New York 607-974-4690

SCIENCE EDUCATION. Besides helping to sponsor MEGA (Manufacturing Education Government Associates), which encourages partnerships between businesses and schools, Corning sends its scientists into the classroom for hands-on demonstrations.

Cray Research Eagan, Minnesota 612-683-7386

TEACHER DEVELOPMENT. In Chippewa Falls, Wisconsin, 800 teachers convene for two weeks at the Cray Academy, begun in 1987 to improve teaching skills. Among the courses offered last summer: Engineering With Kites.

Digital Equipment Maynard, Massachusetts 508-493-0952

TECHNOLOGY AND SCIENCE FOR MINORITIES. Digital supports ACT-SO, the NAACP's Afro-American Cultural, Technological, and Scientific Olympics program. Employees volunteer as tutors, and Digital awards cash grants to local affiliates and personal computers to ACT-SO's gold medalists.

Dole Food Westlake Village, California 818-879-6600

HEALTH AND NUTRITION EDUCATION. Dole believes that most children know too little about nutrition, so it's bringing software and teaching materials to schools across the U.S. Dole also leads on-site tours in supermarkets; so far 50,000 kids have participated.

Dow Chemical Midland, Michigan 517-636-2471

SCIENCE EDUCATION. Each year the National Science Resources Center holds a seminar at the Smithsonian Institution to teach hands-on science to superintendents, science coordinators, and elementary teachers. Dow has sponsored 18 teams, representing some 40 school districts nationwide.

Du Pont Wilmington, Delaware 302-774-6376

SCIENCE EDUCATION. For ten years Du Pont has sent 200 teachers a year to the National Science Teachers Association conference. It also sponsors a science essay contest for students that attracted 8,000 entries last year.

Eastman Kodak Rochester, New York 716-724-2785

PRESCHOOL. More than 70 wee ones in Rochester attend a Montessori preschool funded by Kodak. Local vendors donated materials, and students and teachers from Edison Technical and Vocational High School helped build the school.

EDS Plano, Texas 214-605-6820

COMPUTER CENTERS. Children living in public housing rarely have access to computers for homework assignments. So EDS pledged $250,000 to create ten computer centers in Dallas and Detroit housing developments. Three are up and running.

Entergy New Orleans 504-569-4962

TEACHER DEVELOPMENT. Each summer Entergy enables 40 math and science teachers from Louisiana, Mississippi, and Arkansas to attend a one-week science program at Delta State University in Cleveland, Mississippi.

Exxon Irving, Texas 214-444-1125

TEACHER DEVELOPMENT. Grants to the American Federation of Teachers and the University of Washington help fund programs that are designing and testing new models for teacher training.

Federal Home Loan Mortgage McLean, Virginia 703-903-2412

COUNSELING. In its partnership with J.C. Nalle Elementary in Washington, D.C., Freddie Mac tries to deal with the violence in the lives of inner-city children. A psychologist sees students alone and with their families; after one year, suspension rates among those children decreased by more than 10%.

Federal National Mortgage Association Washington, D.C. 202-752-7850

STUDENT MOTIVATION. Members of the Futures 500 Club at Woodson High School in Washington receive $500 in scholarship credits from Fannie Mae for each semester they earn all A's and B's. Of the club's 246 graduates, 213 are in college. In May the first class graduated from college; two of those ten now work for Fannie Mae.

FHP International Fountain Valley, California 714-963-7233

HEALTH EDUCATION. This health care company wants California children to learn more about health and nutrition. So employees work with 31 schools, providing learning materials, programs, and career education.

First Tennessee Bank Memphis 901-523-4291

PARENTAL INVOLVEMENT. Teachers use Lesson Line, a phone message system sponsored by First Tennessee, to leave information about classroom activities. Teachers from 800 schools participate; parents made over 500,000 calls in September.

Fluor Daniel Irvine, California 714-975-2000

MATH EDUCATION. The George Washington Carver Elementary School serves inner- city Santa Ana, California, and emphasizes math and science; since 1991, Fluor Daniel has provided money, lab materials, and volunteers who bring hands-on science experiments into the classroom.

Ford Motor Dearborn, Michigan 313-322-1955

CAREER PREPARATION. Begun in 1990 at Michigan's Novi High School, the Ford Academy of Manufacturing Sciences prepares students for careers in manufacturing, engineering, and skilled trades. FAMS now reaches 317 students at 12 high schools in five states. Most of its 74 graduates are in college.

Genentech San Francisco 415-225-1000

BIOLOGY EDUCATION. Genentech's Access Excellence will link biology teachers nationwide to resources and scientists. A core of 100 teachers, selected with help from the National Science Teachers Association, will attend Genentech's annual teachers' summit.

General Electric Fairfield, Connecticut 203-373-3216

SCHOOL PARTNERSHIPS. Eleven high schools benefit from GE's $20 million College Bound program. At Western High in Louisville, Kentucky, the percentage of college-bound students increased from 25% in 1988 to 59% in 1993.

General Mills Minneapolis 612-540-4351

CLASS SIZE. At the Public School Academy in Minneapolis, General Mills worked with administrators, parents, and the teachers' union to replace part-time teachers with full-time teachers. In 1988 the student-teacher ratio was 28 to 1; today it is 14 to 1.

Georgia-Pacific Atlanta 404-652-4704

SCHOOL PARTNERSHIPS. Since 1989 Georgia-Pacific's paper mill in Crossett, Arkansas, has adopted each school in the local district, reaching 2,750 students. Lab technicians tutor science students, and the company helps pay a teacher in the computer lab.

W.R. Grace Boca Raton, Florida 407-362-1345

SCHOOL PARTNERSHIPS. Since Grace began a partnership with Atholton High School in Howard County, Maryland, enrollment in foreign language classes has increased from 38% to 59%, and 97.5% of the students now pass the state writing test.

GTE Stamford, Connecticut 203-965-2000

TECHNOLOGY AND ARTS EDUCATION. In the Great Lakes region, teachers who use technology creatively can earn their schools grants of up to $7,000. At the Detroit Lakes Junior High School, a recent winner, students taking an Artists & Authors course edit a literary magazine and create a video for a local elementary school.

Harris Melbourne, Florida 407-727-9100

TEACHER DEVELOPMENT. Elementary school teachers taking math and science courses at the Florida Institute of Technology can have their tuition paid by Harris, which also sponsors seminars for South Brevard County teachers; in 13 years, 3,000 have attended.

Hasbro Pawtucket, Rhode Island 401-727-5983

PARENTAL INVOLVEMENT; EDUCATION FOR HOMELESS CHILDREN. Hasbro is donating nearly $3 million to programs aimed primarily at children under 12 and their families. Knock on Every Door, a Georgetown University project, is designed to bring children from Washington, D.C., shelters into preschools.

Hewlett-Packard Palo Alto, California 415-857-2758

MATH AND SCIENCE FOR WOMEN. Wellesley College's SEED (Seeking Educational Equity and Diversity) Project would like to see gender bias eliminated from the educational system. H-P wants more women to study math and science. Last summer H-P invited each of its partnership's nine school districts to send a teacher to a SEED seminar.

Honeywell Minneapolis 612-951-1000

DROPOUT PREVENTION. Teen mothers and their children attend New Vistas High School, opened in 1990 at company headquarters. Attendance averages close to 75%; 50 students have graduated and three-quarters of them are now in college.

International Business Machines Armonk, New York 914-765-5937

PRESCHOOL; TEACHER DEVELOPMENT. With help from IBM and Boston University, six Boston preschools now have an electronic link with social service, educational, and health organizations. Recent graduates of teachers' colleges learn to use computers through IBM's Teacher Preparation Grants.

International Paper Purchase, New York 914-397-1581

SCIENCE EDUCATION. Students at Valley Grand Elementary in Selma, Alabama, enjoy ''garden-based learning.'' Using indoor greenhouses and an outdoor garden, teachers integrate science with math, social studies, writing, and art.

Johnson & Johnson New Brunswick, New Jersey 908-524-3697

DROPOUT PREVENTION. In Puerto Rico, the Bridge to Employment Program sponsored by J&J and the National Alliance of Business provides counseling and classes to dropouts; in New Jersey, it supplements existing resources for dropout- prevention programs.

Jostens Minneapolis , 612-830-3300

STUDENT MOTIVATION. The Renaissance Education Foundation, supported by Jostens, attempts to motivate students and teachers at 3,500 schools with award ceremonies and incentives from local merchants.

Kellogg Battle Creek, Michigan 616-961-2000

MATH AND SCIENCE EDUCATION. Each year 100 freshmen from the Battle Creek area enter a state-of-the-art math and science facility, to which Kellogg has contributed more than $1 million. Three hundred students are now enrolled.

Eli Lilly Indianapolis 317-276-2196

SCIENCE EDUCATION. Working with Purdue University, Lilly uses the Chemobile to bring sophisticated equipment into Indiana high school chemistry classrooms. Each year over 400 students tour Lilly's research facilities.

Lyondell Petrochemical Houston 713-652-4596

SCHOOL PARTNERSHIPS. Three schools in the Houston area have been adopted by Lyondell. At Jennie Reid Elementary, children participate in a recycling program. At Deady Middle, employees tutor students. At C.E. King High, the company provides career counseling in math and science.

Martin Marietta Bethesda, Maryland 301-897-6211

TEACHER DEVELOPMENT. Math and science teachers attend summer school at the University of Tennessee and the University of Maryland; Martin Marietta has committed over $3 million to the two programs.

Mattel El Segundo, California 310-524-3530

SPECIAL-NEEDS STUDENTS. Mattel's Computer Learning Labs have adapted IBM's Writing to Read program for special-needs children. Begun in 1990, the program now serves preschools and elementary schools in 55 communities nationwide.

MBNA America Bank Newark, Delaware 302-456-8981

STUDENT MOTIVATION. Since 1987, MBNA has selected 120 at-risk high school students to work at the bank eight hours a week. This year the company began a program that pairs incarcerated Delaware youths with MBNA mentors.

McDonnell Douglas St. Louis 314-232-8020

HOMEWORK HELP. Students struggling with an assignment can call Homework Hotline, which is staffed with retired teachers and volunteers from McDonnell Douglas and Monsanto. Last year, Hotline received over 22,000 calls.

McGraw-Hill New York City 212-512-2289 ;

CAREER PREPARATION. The Urban League and other social agencies refer students to McGraw-Hill for an eight-week course in such subjects as business English, math, and word processing. Over 2,000 graduates now have jobs in the corporate sector.

Medtronic Minneapolis 612-574-3024

SCIENCE EDUCATION. To stimulate students' interest in science, Medtronic awarded over $450,000 to 29 programs in the Minneapolis/St. Paul area last year, part of a five-year, $3 million commitment. Special emphasis is given to programs designed to reach girls and minorities.

Merck Rahway, New Jersey 908-594-3443

SCIENCE EDUCATION. The Merck Institute for Science Education features an on- site resource center where employees train to become mentors in local schools. Teachers visit to learn about hands-on science modules such as MicroWorld and Weather and Me.

Merrill Lynch New York City 212-236-4319

STUDENT MOTIVATION. In 1988, Merrill Lynch adopted 250 first-graders from inner-city schools. Merrill will pay their tuition when they are ready for college; each year it adds $500,000 to the fund.

Metropolitan Life New York City 212-578-5260

ARTS EDUCATION. In Albany elementary students study the Hudson River School artists with a grant from Met Life. In Tulsa fourth- and fifth-graders visit the Philbrook Museum's Native American and Southeast Asian collections, and then create their own art.

Minnesota Mining & Manufacturing St. Paul 612-733-1241

SCIENCE EDUCATION. For more than ten summers elementary and secondary science teachers have worked in 3M labs to see how science is applied in the corporate world. When the school year resumes, visiting wizards (3M employee volunteers) do experiments in the classroom.

Mobil Fairfax, Virginia 703-846-3637

TEACHER DEVELOPMENT. In Beaumont, Texas, 45 teachers from five schools will attend workshops to improve the way they teach math and science. Mobil hopes to expand the program to the entire school district over the next three years.

J.P. Morgan New York City 212-648-9673

PRINCIPAL TRAINING; EDUCATION FOR HOMELESS CHILDREN. J.P. Morgan helps fund the Principals Institute of the Bank Street College of Education, which actively recruits women and minorities. Morgan also supports a nonprofit organization that tries to keep homeless children who move from shelter to shelter in the same school.

Pacific Telesis San Francisco 415-394-3683

SCHOOL REFORM. Five California schools are part of Pac Tel's $2 million Education for the Future initiative. Sacramento's Will C. Wood Middle School, with 1,200 seventh- and eighth-graders, was reorganized into ''houses,'' where groups of 125 students and five teachers remain together for both years.

J.C. Penney Dallas 214-431-1349

SCHOOL REFORM. School-based decision-making was a primary goal of the Fort Worth independent school district, which for two years received dollars and sense from Penney. Now the program is expanding to San Antonio.

PepsiCo Purchase, New York 914-253-3334

STUDENT MOTIVATION. Maintaining a C average, having good attendance, and staying drug-free earns students at two inner-city high schools -- Southwestern in Detroit and L.G. Pinkston in Dallas -- $250 a semester in college tuition credits.

Philip Morris New York City 212-878-2715

MOTIVATING WOMEN AND MINORITIES. Grants to Marymount College and the Woodrow Wilson National Fellowship Foundation share a common goal: to eliminate bias against girls in the classroom. Philip Morris will also pay the freshman-year tuition at the University of Colorado's college of education for ten sons and daughters of migrant workers.

Phillips Petroleum Bartlesville, Oklahoma 918-661-5139

MENTORING; EDUCATIONAL FILMS. For every hour a retiree volunteers his time to a school, the school receives $10 from Phillips, with a yearly maximum of $3,000. Phillips has also developed films on such subjects as U.S. economic history and the importance of wildlife habitats.

Polaroid Cambridge, Massachusetts 617-577-2271

TEACHER DEVELOPMENT; INTERNSHIPS. Teachers get fully paid one-year sabbaticals at Polaroid through Project Bridge, while BEAT (Bridging Education and Technology) offers paid internships to students from two area high schools.

Procter & Gamble Cincinnati 513-945-8457

DROPOUT PREVENTION. Forty percent of students who enter ninth grade in the / Cincinnati public schools do not graduate. Project Aspire, P&G's partnership with Woodward High, was begun to keep kids in school; 28 of last year's 29 graduates are in college.

Public Service Electric & Gas Newark, New Jersey 201-430-5861

MATH AND SCIENCE EDUCATION. PSE&G grants encourage teachers to link science and math with environmental education. At the Wachtung School in Montclair, New Jersey, urban elementary students study nature in an outdoor learning lab.

Reader's Digest Association Pleasantville, New York 914-241-5595

TEACHER AND PRINCIPAL MOTIVATION. Reader's Digest has awarded more than $800,000 to 65 teachers and principals as part of its American Heroes in Education program.

RJR Nabisco New York City 212-258-5600

SCHOOL REFORM. Schools determined to make bold reforms receive grants of up to $250,000 a year for three years from RJR's Next Century Schools. In 1990, New Stanley School in Kansas City, Missouri, lengthened its school year and introduced team teaching -- three teachers instruct the same students for three years.

Rockwell International Seal Beach, California 310-797-5888

TEACHER DEVELOPMENT. Rockwell pays for 26 educators to spend a week at the U.S. Space Academy, a foundation in Huntsville, Alabama, where they learn new ways to teach science.

Rohm & Haas Philadelphia 215-592-3054

EDUCATION FOR HOMELESS CHILDREN. When the Philadelphia school district established homework centers in homeless shelters, Rohm & Haas adopted two. The company provides transportation three times a week to employees who volunteer at the shelters.

Russell Alexander City, Alabama 205-329-4625

DROPOUT PREVENTION. After developing Keep Your Brain in the Fast Lane, a rap video, Russell distributed it to 2,500-plus high schools in 11 Southeastern states.

E.W. Scripps Cincinnati 513-977-3825

JOURNALISM EDUCATION. At the High School for Communications Professions in Cincinnati, students publish a newspaper and produce news and talk shows broadcast on a local cable channel. The school was established in 1988 with a grant from Scripps and curriculum development from Ohio University.

ServiceMaster Downers Grove, Illinois & 708-964-1300

MENTORING. Each week 100 ServiceMaster employees drive 30 miles to work with children at the Francis Scott Key Elementary School in Chicago. Teachers say that 90% of the children in the program, which is also supported by Rush- Presbyterian St. Luke's Hospital, have improved their grades.

Shell Oil Houston 713-241-3657

SCIENCE EDUCATION FOR WOMEN AND MINORITIES. The Say YES to a Youngster's Future partnership aims to encourage high school girls and minorities to study math, science, and technology. Saturday sessions explore such concepts as gravity and animal habitats.

Southern California Edison Rosemead, California 818-302-0248

READING. This year Edison's Step Up project awarded 60 grants in California. At a Santa Ana elementary school, Spanish-speaking students and their families can join Club Literario, a reading program.

Southwestern Bell San Antonio 210-351-2210

SCHOOL REFORM. In Missouri, Arkansas, and Florida, Southwestern Bell has been helping to create coalitions of business and community leaders, legislators, and educators interested in reforming schools.

State Farm Insurance Bloomington, Illinois 309-766-2161

TEACHER MOTIVATION. Since 1990, 34 teachers have received State Farm's Good Neighbor Award. Part of the award is a $5,000 contribution to the educational organization of the teacher's choice.

Student Loan Marketing Association Washington, D.C. 202-298-3046

COLLEGE PREPARATION. Sixth-graders from the inner city visit a university in Boston, while parents learn about financial resources. Sallie Mae supports this six-week Kids to College program, sponsored in part by the Association of Independent Colleges and Universities in Massachusetts.

Tandy Fort Worth 817-878-4955

STUDENT AND TEACHER MOTIVATION. As part of the Tandy Technology Scholars program, 100 seniors who excel in math, science, or computer science receive a $1,000 scholarship; 100 teachers receive cash awards of $2,500.

Tele-Communications Englewood, Colorado 303-267-5500

VIDEO IN THE CLASSROOM. The TCI Education Project brings programs broadcast on the Discovery Channel, C-Span, CNN, and other cable networks to classrooms in $ 16,000 schools nationwide.

Tenneco Houston 713-757-3930

SCHOOL PARTNERSHIPS. Tenneco's partnership with Jefferson Davis High School involves parents and the University of Houston. In 1989, when Tenneco told students that it would pay $4,000 toward college, only 37% were passing the Texas Assessment of Academics. This year 86% passed.

Texaco White Plains, New York 914-253-4150

VIDEO IN THE CLASSROOM. The National Teacher Training Institute for Science, Math, and Technology, a partnership of Texaco and public broadcasting networks, has reached some 30,000 teachers and four million students. Workshops introduce teachers to lessons and hands-on activities that dovetail with the videos.

Texas Instruments Dallas 214-995-5220

EARLY CHILDHOOD EDUCATION. Four-year-olds from economically disadvantaged families in Dallas attend a Head Start program funded by Texas Instruments. A nurse practitioner provides medical care, and the Paid Parent Program offers parents temporary work as teachers' aides.

Time Warner New York City 212-484-6410

READING. Time Warner's volunteer tutoring program, Time to Read, operates in 180 locations nationwide. Employee volunteers use magazines, comics, and music videos to improve the literacy of kids and adults.

Travelers Hartford 203-277-9924

SCHOOL REFORM. Travelers supports the School Development Program in Hartford's public schools. The SDP model calls for systemic reform and includes services such as a mental health team and a parent program.

Union Carbide Danbury, Connecticut 203-794-6942

SCIENCE EDUCATION; SCHOOL PARTNERSHIPS. Elementary science teachers gather in Danbury each summer for a workshop sponsored by Union Carbide. The company also has a partnership with St. Charles Parish, which includes 10,000 Louisiana students.

United Technologies Hartford 203-728-7943

MATH AND SCIENCE FOR MINORITIES. United Technologies supports CPEP (Connecticut Pre-Engineering Program), an after-school and summer program designed to stimulate the math and science interests of minority students. College enrollment of CPEP grads is close to 100%.

Unum Portland, Maine 207-770-2211

^ TEACHER DEVELOPMENT. With a grant from Unum, the University of Southern Maine gives future teachers an extra year of training. The program is part of Unum's five-year, $1.1 million commitment to teacher training.

Upjohn Kalamazoo, Michigan 616-323-5520

TEACHER DEVELOPMENT. Elementary school teachers reluctant to tackle science in the classroom can pick up confidence at a ten-day program in Kalamazoo, sponsored by Upjohn and the National Science Teachers Association. So far 88 teachers have participated in ScienceGrasp, begun four years ago.

Washington Mutual Seattle 206-461-8696

ECONOMICS EDUCATION. Besides pairing tutors from communities in Washington and Oregon with local schools, Washington Mutual runs a program that encourages elementary school students to open savings accounts. Begun in 1923, School Savings now involves more than 6,000 children.

Washington Post Washington, D.C. 202-334-6834

STUDENT MOTIVATION. Students who earn all A's and B's at Eastern High School in Washington also earn $500 in scholarship money per semester from the company. The program has awarded close to $650,000 over six years; 432 kids have participated, and 251 have gone on to college.

Wells Fargo San Francisco 415-396-3567

COLLEGE PREPARATION. Eight hundred ''average'' students -- those who score in the 25th to 65th percentile on achievement tests -- have been chosen from Kern County, California, high schools to participate in Project 2000, sponsored in part by Wells Fargo; 80% of its graduates attend college.

Westinghouse Pittsburgh 412-642-4043

SPECIAL-NEEDS STUDENTS. Westinghouse's partnership with Baltimore's Harlem Park Middle School, begun in 1986, includes a counselor for students who are failing courses or taking drugs; last year 75% of the 400 kids involved improved attendance, and 85% were promoted to the next grade.

Whirlpool Benton Harbor, Michigan 616-923-3545

SCHOOL PARTNERSHIPS. Fewer than 25% of the students in grades one through nine in the Benton Harbor Area School District are at grade level. A major goal of Whirlpool's partnership with the district is to raise that level to at least 37% by the end of the 1993-94 school year.